Retirement Savings (Roth IRA)

Starting with a $5,000 Roth IRA and consistently adding $2,500 a month from trading profits, then reinvesting excess profit in a 60% stock/40% bond portfolio, will result in $1.5 million over 20 years.

Investing $100 per month into a Roth IRA will result in a $500,000 portfolio over 40 years, assuming average returns (approx. 10% annually).

Investing $200 per month into a Roth IRA will result in a $1 million portfolio over 40 years, assuming average returns (approx. 10% annually).

Investing $400 per month into a Roth IRA will result in a $2 million portfolio over 40 years, assuming average returns (approx. 10% annually).

Investing $1,000 per month into a Roth IRA will result in a $5 million portfolio over 40 years, assuming average returns (approx. 10% annually).

A Roth IRA portfolio will reach $3 million in 40 years with a $0 initial investment, $583 monthly contributions, and an estimated 10% annual interest rate.

Investing $10 a day ($3,650 in year 1, $57,000 by year 10) into a Roth IRA for only 10 years, and then making no further contributions, will lead to the portfolio growing to $249,000 by year 20, $385,000 by year 30, and $1 million by year 40, due to compounding interest (assuming approx. 10% annual returns).